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As professional financial advisors, we continually strive to see every client realize all of their financial dreams. Whether your goal is to save for a new home or your retirement, protecting loved ones from financial losses or managing your portfolio wisely, we have the experience and resources to meet your needs.
Richard Hearn came to the Financial Services industry in 1992 with over 20 years of business experience. With a strong commitment to ongoing education and professional development, Richard has dedicated his career to matching his clients' needs with a full range of products and services that have proven performance records.
Building long term relationships with clients is one of Richard’s top priorities. He feels that it is essential to learn where his clients have been, where they are now and what their future goals and objectives are before any advice is given. As a client of Richard's you can expect to receive ongoing comprehensive financial planning advice with a specialized focus on Pre-Retirement Planning, Final Estate Distribution and Personal Insurance Options for Families.
I am a Certified Financial Planner (CFP) and Certified Professional Consultant on Aging (CPCA)focusing on the unique financial security requirements of individual families. Research, development and implementation of innovative approaches are used to ensure the success of my clients’ insurance and investment planning needs. While providing insight on your personal financial plan is important, my greatest value rests in helping you understand the financial consequences of the life decisions you are considering for your family.
We believe that it is important to make it clear to our clients what we do, how we do it and the results they can expect from our relationship. By the same token, we want you to know, what you can contribute to get maximum value from working with us. We believe that this full, shared disclosure will serve as the basis for a long and mutually beneficial relationship.
While I am licensed to transact a variety of services in a number of financial areas, I specialize in Pre-Retirement Planning, Personal Insurance Options and Final Estate Distribution for the family market. This includes applications of life insurance, disability insurance, critical illness insurance, critical care insurance, segregated funds, annuities and mutual funds. Please note that I offer no specialized advice on equities, group products or any other investment and insurance products other than as described above.
I am a Certified Financial Planner (CFP), a Certified Professional Consultant on Aging (CPCA), a Level 2 Life Insurance agent and have a Mutual Fund license. As a requirement of these designations, I maintain a comprehensive, continuing educational program each year.